New York Metal Coil Endorsement Practice Test 2025 - Free Metal Coil Practice Questions and Study Guide

Question: 1 / 400

Which type of insurance is recommended for drivers transporting metal coils?

Liability insurance

Cargo insurance

Cargo insurance is recommended for drivers transporting metal coils because it specifically covers losses or damages to goods while they are in transit. This type of insurance is essential for protecting the monetary value of the cargo being transported, such as metal coils, which can be expensive and may be subject to damage from various risks during transportation.

Liability insurance focuses on bodily injury and property damage to third parties and does not cover the cargo itself. Health insurance is for personal health needs and unrelated to transporting goods. Vehicle insurance covers the vehicle and liability but does not address the cargo being carried. Therefore, cargo insurance best addresses the risks associated with transporting metal coils, ensuring that drivers and their companies are financially protected in case of loss or damage.

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Health insurance

Vehicle insurance

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